13 Tips on how to save money and spend wisely

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13 Tips on how to save money and spend wisely

Americans are hooked on spending.

Naturally, we all want to be good Americans and help out by spending! The fact is, Americans are already hooked on spending. That’s what got us into this position in the first place. So, how do we help stimulate the economy, yet protect our own financial interests?

 1. Think!
2. Budget carefully
3. Use cash whenever possible.
4. Spend wisely 
If we use our heads and spend wisely, we can save money for ourselves, as well.

1. Shop Generic labels

1. Shop Generic labels
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Most times, generics and store brands have exactly the same ingredients, but cost far less than name brands.

2. Clip Coupons

2. Clip Coupons
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Coupons will save money on the brand names you insist on using. Take advantage of store double coupon days. Watch the stores’ weekly ads for good prices and a chance to add your coupons to the sale prices for even more savings.

3. Comparison shop

3. Comparison shop
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This is especially important on big-ticket items like appliances, furniture and automobiles. Read product reviews to learn about quality and the best value.

4. Buy second hand

4. Buy second hand
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Whether it’s a used car or books from your local library’s used book sale, buy second hand! Yard sales and flea markets are great places to find deals.

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